You acknowledge credit provided by Laminex is wholly and predominantly for business purposes.
To assist us with processing your application, please ensure you have the following information ready
Privacy Policy – Laminex Group Pty Limited A.B.N. 98 004 093 092. Laminex
What is this privacy policy about?
This Privacy Policy describes how Laminex Group Pty Limited (Australia) Pty Ltd will treat the personal information that we collect about you through your use of our website, social media websites and pages and other communications with us. This Privacy Policy applies to all interactions with us, subject to a more situation specific policy, disclosure or contract by or between us.
This Privacy Policy explains to you how we collect, hold, use and disclose your personal information and how you can
access and correct your personal information and what to do if you have a complaint. Collection of personal information
•What kinds of personal information do we collect and hold?
The kinds of personal information that we collect and hold includes names, contact details, employment history, educational qualifications, government related identifiers (e.g. tax file and inland revenue numbers, driver licence information),and other information you voluntarily provide to us, complaint details and other information for our business functions and activities.
We may also collect sensitive information, such as membership of a trade union or professional association, health information and insurance policy information in respect of contractors and prospective employees.
•How do we collect and hold personal information?
We usually collect personal information directly from the relevant individual. We may collect your personal information when you communicate with us, such as when you:
(a) make inquiries about us, our products and services or contact us for any other reason so that we can process, deal with and respond to your queries or other issues including any complaints; or
(b) contact, register with, post to, like or follow any of our social media websites, pages, forums or blogs; or
(c) use or register on our website; or
(d) register a product you have purchased or subscribe to any of our services; or
(e) register for and attend at events; or
(f) make applications for prospective employment and contracting opportunities with us; or
(g) subscribe to a newsletter, fill out a form or survey, enter or participate in any competitions or promotions. Collection of personal information on our website or our social media pages will either be made clear from the context
(e.g. request to complete information fields) or will state to the user that personal information is being collected.
In addition we may collect information through click tracking (in relation to your use of our website including the content you access and any services you utilise) and through log files or cookies (as further detailed below).
•What happens if you do not provide your personal information to us?
If you do not provide personal information that we request in connection with our activities, we may not be able to provide some or all of our products or services to you or be able to respond and assist in the manner required.
•Why do we collect, use, hold and disclose your personal information?
We collect, use, hold and disclose your personal information for the purposes of conducting our functions and business activities, including:
(a) names and contact details, to provide our products and services to our customers and information and all services relating to our products and services;
(b) names and contact details, to record information regarding products purchased from us and to provide further services to you, such as product warranties and guarantees, and repair or replacement of products;
(c) names, contact details, transaction and experience information such as information on your purchase transactions and our communications with you, to assist in providing better products and services to you by tailoring them to meet your needs, to keep our websites and other online presence relevant and of interest to users, for direct marketing including promotions, newsletters and competitions, to show you advertising and information that is most relevant to you and your interests, and to carry out analysis of market activity, market research and surveys;
(d) for verification of your identity for use of our website, to conduct address verification or credit checks for invoicing and billing purposes;
(e) to provide you with further information about us or other websites or goods or services offered by us or our related companies or which we consider may be of interest to you;
(f) names, contact details, educational information, membership of trade and professional associations, sensitive information and government related identifiers, for contracting with individuals and assessing individuals for current or future employment opportunities; and
(g) any other purpose which is stated to you at the time of collection or that you otherwise authorise.
•Do we use cookies or other web tracking systems?
We track traffic patterns throughout the URL (website) registered to us. We use "cookies" on our website. A "cookie" is a small amount of information which is transferred to the hard drive of your computer and which can identify your web browser, but not you. If you want, you can disable your web browser from accepting cookies. If you do so, you can still access our website, but not all services may be available. We may automatically collect general statistical information on our website about visitors to our website, such as IP addresses, browsers used, dates visited, pages visited and number of visitors. However, such information does not refer to individuals by name or their contact details. We use this data in aggregate to improve our website. We may provide such aggregated data to third parties, but in so doing, we do not provide identifiable personal information without the individual's consent. We use third party providers to provide us with web analytics services. These providers collect information on how individuals use our website. These providers may use cookies and other technology such as clear gifs or web beacons to obtain such information. This allows us to improve our website and our services.
•Collection from third parties
In some instances, we may collect personal information about individuals from third parties, such as wholesale and retail suppliers of home building, renovating and design related products, where individuals have made inquiries about our products to such third parties, via recruitment agencies or from third party medical service providers (which provide medical reports and services to us). In such circumstance we are relying on the third party to have obtained the individual’s consent. We may also obtain personal information from publicly available resources.
•Will we disclose personal information to anyone else?
We may disclose personal information to:
(a) our related companies and affiliates;
(b) third party contractors and providers of goods and services, such as courier and delivery companies, marketing and
promotion companies, training and training certification agencies and business support services like storage and handling
of documents and data, and information technology service providers;
(c) market research companies who undertake customer surveys for us;
(d) insurance companies;
(e) professional service firms providing services to us, such as legal or accountancy services;
(f) as required by law, such as to regulatory agencies; and
(g) any other recipient which is notified to you at the time of collection or that you otherwise authorise.
We may also provide your information to others, if required or permitted by law, in accordance with the Principles and the
Privacy Act.
Do we disclose personal information overseas? We may disclose your personal information outside the country of collection.
We share personal information outside the country of collection:
(a) where we have made a business decision to store our data with a trusted service provider who is in the business of providing data storage and processing services. These services commonly involve diverse geographic locations which may change from time to time, including as a result of change of provider, changes in data protection practices and processing efficiency. Where these services are used by us, it is not always practical for us to notify you of which country your personal information may be located in;
(b) for disclosures between our group companies. Our main business locations are in New Zealand and Australia, but some of our group companies are based in other countries; and
(c) when our business which collected your personal information is in a different country to your location.
Electronic messages You consent to the usage, provision and acceptance of any information, including our latest news or notices, in electronic form in accordance with all applicable legislation. If you provide us with electronic contact details (including email or mobile phone number), you agree that we may send you commercial electronic messages for any of the purposes set out in this privacy policy.
Unsubscribing from our marketing materials
•Unsubscribing from email lists When we send commercial electronic messages (e.g. for marketing or promotional purposes), our message will contain instructions on how you may unsubscribe.
•Unsubscribing from social media pages Our social media pages provide instructions as to how you can unsubscribe from the relevant social media website or page.
•Unsubscribing from hard copy promotional materials When we send you hard copy promotional materials, such materials will include instructions on how you may unsubscribe from receiving such materials.
Advertising and third party links:
Our website or other online presence may contain links to a variety of advertising and third party website sources. Some of these links may request or record information from users or use cookies or other methods to collect information from you. We have no control over the content or privacy policy practices of such sites, and encourage our users to review the privacy policies of such sites before engaging in any activity with them. Dealing with us anonymously or using a pseudonym You may deal with us on an anonymous basis or by using a pseudonym when making inquiries through our website or social media pages, or when you make general inquiries by telephone and do not require a further response from us. However, we may need certain contact details from you to respond to inquiries. Generally, we will require your personal information in order to transact with you. Storage, Access, Correction and Removal of your Personal Information Any personal information that you provide to us will be collected and held by or on behalf of us. For our physical address please refer here. Under applicable privacy law, you may have rights of access to or correction of your personal information. You can do so at any time by contacting the Privacy Officer by email at Privacy@FletcherBuilding.com.au, or to the 'Privacy Officer’, Locked Bag 3501,North Ryde BC NSW 1670 or Level 4, 68 Waterloo Road, Macquarie Park, NSW 2113, Australia.
Before we provide you with access to your personal information we may require some proof of identity. We may charge a reasonable fee for giving access to your personal information if your request requires substantial effort on our part.
In accordance with the Privacy Act, if we do not agree to:
a) provide you with access to your personal information or to amend or annotate the information we hold about you, you
may seek a review of our decision; or
(b) make the requested changes to your personal information, you may make a statement about the requested changes and we will attach it to your record.
Business Transitions
In the event of a change in ownership of all or a portion of our business or the website, your user and other personal
information may be transferred to the new owner so that the business or website (as applicable) can continue operations. In this event, your information would remain subject to this privacy policy.
Defined terms in this Privacy Policy
“Principles” is a reference to the privacy principles under the Privacy Act. “Privacy Act” is a reference to each of the Privacy Act 1993 (NZ) and the Privacy Act 1988 (Cth) (Australia), and any other applicable privacy laws in New Zealand and/or Australia.
Complaints
You can send written complaints about a breach of the Principles or the Privacy Act in relation to your personal information by email to Privacy@FletcherBuilding.com.au by mail to the 'Privacy Officer’, Locked Bag 3501,North Ryde BC NSW 1670 or Level 4, 68 Waterloo Road, Macquarie Park, NSW 2113, Australia. Complaints will be reviewed by our Privacy Officer and a response will usually be provided within 30 days of receipt of the complaint. If you believe that your complaint has not been satisfactorily addressed by us, after following the procedure set out above, you can make a complaint in Australia to the Office of the Information Commissioner (OAIC), or, in New Zealand, to the Office of the Privacy Commissioner (OPC). The OAIC's contact details are here and the OPC’s contact details are here. For more information about making a complaint, contact us at Privacy@FletcherBuilding.com.au.
Amendments
We may amend this Privacy Policy at any time. Amendments to this Privacy Policy will be posted on our website and will be effective when posted. Please check our Privacy Policy regularly for updates and amendments.
*As amended November 2015
Laminex Group Pty Limited A.B.N. 98 004 093 092.
TERMS & CONDITIONS OF SALE
1. INTERPRETATION
(a) “Agreement” means the agreement set out in Section A of the Application for Credit Account and Agreement for purchasing Goods on credit and incorporates these Terms and Conditions of Sale as amended from time to time.
(b) “Goods” means goods supplied by us to you from time to time including, but not limited to, goods described in any invoice we issue to you;
(c) “Loss” includes any loss, damage, liability, cost or expense (including any legal cost and expense on an indemnity basis) however it arises and whether it is present or future, fixed or unascertained, actual or contingent and including any indirect, economic, special or consequential loss or damage (such as loss of revenue, loss of production, loss of profit, loss of opportunity or losses of a similar kind beyond the normal measure of damages);
(d) “we”, “us”, “our” or “the Company” means Laminex Group Pty Limited (ABN 98 004 093 092) trading as The Laminex Group and any Related Body Corporate as defined in Section 9 of the Corporations Act 2001 (Cth )
(e) “you” means the Customer stated in the Application and any other person(s) acting on your behalf;
2. SUPPLY
2.1 You will purchase and we will supply goods to you on the following terms and conditions of sale. However, we are not obliged to supply goods to you when requested to do so.
2.2 You warrant that the Goods supplied to you under this Agreement will be for use in a commercial or business operation and not for personal, domestic or household use or consumption.
2.3 All additions and amendments to these terms and conditions must be in writing signed by us.
3. QUOTATIONS AND ORDERS
3.1 Any quotation or price list given by us to you does not constitute an offer to sell Goods to you. We reserve the right to alter the quote or price list without notice to you.
3.2 By ordering Goods, you are making a binding irrevocable offer to purchase those Goods. We will notify you of our acceptance of your order in writing. Alternatively, our manufacture of Goods or delivery of Goods pursuant to your order shall be deemed acceptance of your offer to purchase.
3.3 We reserve the right to modify the design of Goods, and cease to manufacture or supply Goods without notice.
4. PRICES, GST, FREIGHT AND INSURANCE
4.1 Unless otherwise expressly agreed in writing, the price of the Goods shall be the price specified in our invoice plus the amount which we are required to pay on account of any charges which may be levied by any government (domstic or foreign) plus any amount that reflects any increase in exchange rates, costs of labour, materials and overheads.
4.2 You are responsible for all freight costs. If you nominate a carrier, this must be advised to us in writing in the absence of which we will choose a carrier.
5. PAYMENT
5.1 You agree that until we confirm that credit terms have been granted to you, all Goods are supplied on a cash before delivery basis.
5.2 Unless otherwise agreed, all amounts owing to the Company on account of Goods supplied to you on credit are due and payable by the last working day of the month following dispatch of invoices to you.
5.3 You may pay by Visa and MasterCard. However, we reserve the right to charge a credit card handling fee for effecting payment by this method at the rate advised by us from time to time.
5.4 You agree that if you fail to pay in accordance with this clause 5, we may:
(a) charge a late payment fee of two percent (2%) plus GST on all amounts paid by credit card;
(b) charge interest on debts at four percent (4%) above the rate prescribed pursuant to the Penalty Interest Rates Act (Vic) 1983 from time to time;
(c) charge a dishonour handling fee at the rate advised by us from time to time where we are unable to obtain payment from your credit card provider or a cheque is not paid by your bank;
(d) recover all collection costs and expenses incurred in collecting overdue accounts;
(e) withhold supply;
(f) sue for the money owing on the Goods.
5.5 Any forbearance by us in charging any of the fees set out in clause 5 does not constitute a waiver of our right to do so in the future.
6. DELIVERY
6.1 We reserve the right to deliver Goods by instalments. Any delivery times notified to you are estimates only. If you request us to postpone delivery of the Goods beyond the delivery date or dates specified in your order, we may agree to do so if you agree to pay an additional fee for such postponement.
6.2 If we do not receive delivery instructions sufficient to enable us to dispatch the Goods within fourteen (14) days of you being notified that the Goods are ready for delivery, you shall from the fifteenth day after notification:
(a) be deemed to have taken delivery of the Goods;
(b) be liable for storage charges, payable monthly on demand;
(c) assume risk in the Goods.
6.3 Containers (which includes but is not limited to stillages, formers and pallets) in or on which Goods are delivered and for which a deposit charge is made, remain our property. Upon the containers’ return in good order the deposit will be returned to you. We reserve the right to deduct moneys from your deposit to compensate us for any damage to the container(s).
7. CLAIMS AND LIABILITIES
7.1 Any claim by you as to breach of these terms and conditions must be made to us in writing within seven (7) days of delivery, for which time is of the essence.
7.2 If you do not notify us of any claim within seven (7) days of delivery, the Goods are deemed accepted by you in compliance with these Terms and Conditions of Sale.
7.3 You have the benefit of conditions, guarantees and warranties implied by the Competition and Consumer Act 2010 (Cth) (“the CCA”) and nothing in these terms and conditions is intended to exclude, restrict or modify any statutory obligation we have if that cannot lawfully be effected. References to specific provisions of and circumstances arising under the CCA are intended to include reference to equivalent or similar provisions of and circumstances arising under any State or Territory enactment.
7.4 Should we be liable for breach of a condition, guarantee or warranty implied by Schedule 2 of the CCA, our liability for the breach will, subject to Section 64A(3) of Schedule 2 of the CCA, be limited to one of the following as determined by us:
(a) the replacement or repair of the Goods or the supply of equivalent Goods; or
(b) the payment of the actual reasonable cost of replacing or repairing the Goods or of acquiring equivalent Goods.
7.5 Subject to any legislation to the contrary:
(a) to the fullest extent permitted by law, all express and implied terms, other than the ones set out in these terms and conditions are excluded;
(b) to the fullest extent permitted by law, we are not liable for any injury to or death of any person or Loss or damage to property arising from any act or omission by you, us or any other person (including any Loss arising from our negligence or wilful default);
(c) you indemnify us against:
(i) any claims made against us by any third party in respect of any Loss, damage, death or injury as is set out in clause
7.4(b); and
(ii) any Loss or expense which we may suffer or incur due to your failure to observe fully your obligations under the Agreement incorporating the terms of the application; and
(d) we make no representation, warranty or undertaking about the compliance of the Goods with any statutory requirements relating to the marketing of Goods. You acknowledge that you alone are responsible for compliance of the Goods with this legislation.
7.6 We will not be responsible for non-delivery or delay in delivery of any Goods due to any cause beyond our reasonable control, notwithstanding that the cause may be operative at the time of entering the contract of sale. Where such nondelivery or delay occurs, we may deliver the Goods not delivered or delayed at any subsequent time and you must accept and pay for them.
7.7 Where we give a date of intended delivery, this will be subject to the Goods ordered being available and our being able to make the delivery on that date.
8.RETURNED GOODS
Where Goods are returned to us, credit will only be issued under the following conditions:
8.1 RETURN AUTHORISATION:
(a) A Goods Return Credit (“GRC”) authority number must be obtained from the supply point prior to the return of any Goods. We may refuse to give a GRC authority or accept the return of any Goods;
(b) You must provide the invoice number and date of purchase before a GRC will be issued;
(c) The GRC authority number must be clearly marked on the packaging of Goods returned to us. Failure to comply with this requirement could result in our refusing to accept delivery of the returned Goods. 8.2 CREDIT: All claims for credit must be supported by:
(a) carriers consignment note or similar receipt of delivery;
(b) our relevant invoice number; and
(c) the GRC number issued by us.
8.3 UNACCEPTABLE RETURNS: Without in any way limiting our discretion to refuse to accept the return of any Goods, the following Goods will not be returnable:
(a) any Goods that have been held by you or your agent for more than seven (7) days; or
(b) any Goods which are not in original condition; or
(c) any Goods that are manufactured as made to order (“mto”) items unless faulty. Any manufacturing surcharge is nonrefundable.
8.4 FAULTY GOODS: We will only recognise claims for faulty Goods that are lodged within seven (7) days of you receiving the Goods.
8.5 CARRIER: Goods must be returned by the carrier specified by us.
8.6 RESTOCKING FEE You agree to pay us a restocking fee at the rate advised by us from time to time.
9. OWNERSHIP & RISK
(a) Subject to clause
6.2, the risk of loss or damage to the Goods passes to you on the date and at the time that the Goods are delivered to your premises or at the date and time the Goods are collected from the Company’s warehouse.
(b) Ownership of any Goods supplied by us will not pass to you until all amounts owing by you to us in respect of those Goods and all other Goods supplied by us have been received by us.
(c) Until ownership passes to you, the Goods supplied are held by you for us as bailee and, if required, you will store the Goods so that it is clear they belong to us.
(d) If you wish to resell any Goods before ownership passes, you may do so only by way of bona fide sale in the ordinary course of business and as our agent, but you must not represent to any other person that you are acting for, or have any authority to bind, us.
(e) You will hold the proceeds of sale on trust for us and you must account to us for the proceeds of any sale of the Goods.
10. PERSONAL PROPERTY SECURITIES ACT 2009
(a) You acknowledge that the Agreement constitutes a security agreement for the purposes of section 20 of the Personal Property Securities Act 2009 (“PPSA”) and that a security interest exists in all Goods (and their proceeds) previously supplied by us to you (if any) and in all future Goods (and their proceeds).
(b) You will execute documents and do such further acts as may be required by us to register the security interest granted to us under the Agreement under the PPSA.
(c) Until ownership of the Goods passes, you waive your rights under the following provisions of Part 4 of the PPSA:
(i) to receive a notice of intention of removal of an accession (section 95);
(ii) to receive a notice that we decide to enforce our security interest in accordance with land law (section 118);
(iii) to receive a notice of enforcement action against liquid assets (section 121(4));
(iv) our obligation to dispose of or retain collateral (section 125); (v) to receive a notice of disposal of goods by us purchasing the Goods (section 129); (vi) to receive a notice to dispose of Goods (section 130);
(vii) to receive a statement of account following disposal of Goods (section 132(2));
(viii) to receive a statement of account if no disposal of Goods for each 6 month period (section 132(4));
(ix) to receive notice of any proposal of ours to retain Goods (section 135(2));
(x) to object to any proposal of ours to either retain or dispose of Goods (section 137(2));
(xi) to redeem the Goods (section 142);
(xii) to reinstate the security agreement (section 143);
(xiii) to receive a notice of any verification statement (section 157(1) and section 157(3);
(d) You further agree that where we have rights in addition to those under Part 4 of the PPSA, those rights will continue to apply.
(e) Until ownership of the Goods passes, you must not give to us a written demand or allow any other person to give us a written demand requiring us to register a financing change statement under the PPSA or enter into or allow any other person to enter into the register of personal property securities a financing change statement under the PPSA.
(f) You acknowledge that you have received value as at the date of first delivery of the Goods and have not agreed to postpone the time for attachment of the security interest (as defined in the PPSA) granted to us under these Terms and Conditions. (g)
You irrevocably grant to us the right to enter upon your property or premises, without notice, and without being in any way liable to you or to any third party, if we have cause to exercise any of our rights under sections 123 and/or 128 of the PPSA, and you shall indemnify us from any claims made by any third party as a result of such exercise.
11.CHARGE
You hereby charge in favour of us:
11.1 any land that you own (or acquire after the date hereof) as security for any and all moneys owing to us and hereby authorise us to register a caveat over the land if you default in making payment of any amount due to us;
11.2 all your personal property including, without limitation, all the stock, motor vehicles, plant equipment and debtors that you own (or acquire after the date hereof) as security for any and all moneys owing to us and hereby authorise us to register, with any competent authority, including the register of personal property securities pursuant to the PPSA, the charge over the property if you default in making payment of any amount due to us.
12. SET OFF
You agree that:
12.1 we may set-off any credit amount that we owe to you against any debit due by you to us;
12.2 you are not entitled to withhold payment of any money in respect of any set-off or claim you might have against us.
13. WARRANTIES
13.1 Notwithstanding any other provision in these Terms and Conditions we warrant that any Goods sold by us will be free from defects under normal use for a period of twelve (12) months after delivery. This warranty does not cover any Goods which are not manufactured by us.
13.2 For the purpose of making any claim, you must immediately upon becoming aware of circumstances giving rise to a claim under this clause, notify us in writing setting out full particulars of the claim.
14. ACTS OF DEFAULT
If you:
14.1 fail to pay for any Goods on the due date; or
14.2 otherwise breach this Agreement and fail to rectify such breach within seven (7) day’s notice; or
14.3 cancel delivery of the Goods; or
14.4 commit an act of bankruptcy; or
14.5 allow a trustee in bankruptcy or receiver and manager to be appointed to you or any of your property; or
14.6 allow distress to be levied or a judgment, order or security to be enforced, or to become enforceable against your property including under the PPSA; or
14.7 are a company and:
(a) proceedings are commenced to wind you up or any of your subsidiaries; or
(b) an controller, receiver, administrator, liquidator or similar officer is appointed to you or in respect of any part of your property,
14.8 then we and our agents may enter upon your premises (doing all that is necessary to gain access) where Goods supplied under this Agreement are situated at anytime and retake possession of any or all of the Goods we have supplied to you; and
14.9 we reserve the right to:
(a) resell the Goods concerned; and
(b) terminate the agreement.
15. RESALES
15.1 If we conduct a re-sale pursuant to clause
we may do so at our premises or place; and
(b) the re-sale may, at our discretion, be by public or private sale; and
(c) we may recover from you as liquidated damages for our loss of bargain, the difference between the re-sale price and the unpaid price (together with any incidental damages, such as holding expenses and charges but less expenses saved as a result of your breach).
15.2 If applicable Goods cannot be sold within three (3) months of the first attempted sale, those Goods will be deemed to have a re-sale price of nil.
16. GOVERNING LAW
This Agreement is governed by the laws of Victoria. You and the Company irrevocably submit to the exclusive jurisdiction of the Victorian courts and federal courts sitting in Victoria.
17. WHOLE AGREEMENT
These Terms and Conditions together with Section A of this Agreement embody the whole agreement between the parties and, subject to the express terms contained in any written order or written acceptance thereof, all previous dealings, representations and arrangements are hereby excluded and cancelled.
18. CESSATION OF SUPPLY
Our agreement to continue to deliver or sell goods to you is always conditional upon our being satisfied of your ability to pay and comply with these terms and conditions. If we cease to be satisfied we may suspend and/or terminate deliveries and shall not be liable in any way for any claim, damage, expense or cost suffered by you.
19. SEVERANCE
Should any part of these terms and conditions be held to be void or unlawful, these terms and conditions will be read and enforced as if the void or unlawful provisions have been deleted.
20.CONFIDENTIALITY
20.1 Except as required by law, this Agreement and subject to the PPSA, we and you agree to treat the terms of this Agreement as confidential. 20.2 We and you acknowledge and agree that subclauses
20.2 constitute a confidentiality agreement pursuant to Section 275(6) of the PPSA.
20.3 Neither we or you will disclose, send or make available any of the information referred to in Section
275(1) of the PPSA to any person except as required by law, this Agreement and subject to the PPSA. SCHEDULE OF FEES AND CHARGES RESTOCKING FEE A Return To Store (“RTS”) fee calculated at ten percent (10%) of the invoiced value of the Goods returned with a minimum amount to be determined by us from time to time (exclusive of GST), where Goods are returned as a result of order errors made by the customer. Over ordered Goods may not be accepted after seven (7) days from the earlier date of delivery or invoice. Made to order, special order goods and half or cut down sheets will not be accepted for RTS. RETURNED CHEQUE FEE Where a cheque issued for payment of Goods or payment of a credit account is dishonoured by a customer’s bank, a returned cheque fee for an amount to be determined by us from time to time (exclusive of GST) will apply. CREDIT CARD ADMINISTRATION FEE A credit card administration fee of two percent (2%) of the face value of the transaction will apply where payment of accounts is made by credit card outside agreed trading terms. LOGISTICS FEE A logistics fee may be charged on orders for an amount to be determined by us from time to time – details are available from branch of despatch.